wiki.earlyretirementextreme.comEarly Retirement Extreme Wiki

Main Page From Jump to navigation Jump to search Welcome to the Early Retirement Extreme (ERE) Wiki Page. Once understood, ERE principles allow for a much earlier retirement than most think. A driving principle is to live on a much smaller percentage of your income. For example, if you live on 20-25% of your wage and invest the rest, you may retire in 5 or 6 years, freeing you from the obligation to work for money for the rest of your life. This requires accumulating an investment account corresponding to 25-33 times your annual expenses in order to have a safe withdrawal rate of 3-4%. For most people, this is most easily done by focusing on decreasing expenses rather than increasing income. Decreasing expenses is most effectively done by looking at the largest expenses, namely housing , transportation , and food , instead of focusing on hundreds of smaller frugality tweaks. Start by visiting the Early Retirement Extreme Blog . The blog and book are mainly about strategy. The Early Retirement Extreme Forums are where people discuss ideas and maintain journals to document their progress. The ERE Wiki addresses tactics and specifics. This is open for anyone who wants to contribute. Register yourself using the login link in the upper right corner of this page and start contributing! Suggested guidelines Note that inserting new links into posts will require you to answer a captcha question which will appear at the top. This is to combat spam and vandalism. Contents 1 What is ERE? 1.1 Financial Matters 1.2 Philosophical Matters 1.3 Practical Matters What is ERE? What is ERE? Introduction, History, Philosophy, Goals ERE In the News and Around the Web Mainstream Media, Online Media, Podcasts with JLF, Guest Posts, Articles, and Interviews with JLF Frequently Raised Objections Helpful answers and responses to frequently raised objections. Blog Index 21 Day Makeover , Guest Posts , Indexed by Topic , Indexed by Date , Indexed by Length , Sitemap ERE City ERE City was a project started in 2011 with the goal of finding the optimal cities for ERE adherents. Just for Fun ERE Community , Book Club , Fitbit Group (only available through the app now) Frequently used terms and abbreviations Financial Matters Budgeting Emergency fund , Reading List Investing Asset allocation , Tyler9000's Portfolio Charts , Dividend growth investing , High yield investing , Index Investing , the Permanent Portfolio , Real estate investing , Safe withdrawal rate , Value Investing , Reading List Tools for Assessing ERE Viability Amount of money needed to retire , Calculate Your Time to Retirement , ERE Indicator , ERE Wheaton Levels , Akratic's chart with net worth in years, varying lengths of retirement, and return rates Practical Steps When Leaving Your Job Philosophical Matters Lifestyles Post-ERE Life Long list of things to do when you retire Relationships Children , Finding a Partner , Friends and Family Recommended Reading ERE , ERE Book Club , Investing , Personal Finance , Philosophy , Practical Skills , Additional Reading and Resources Similar Philosophies/Movements Inspiration, Cohorts and Luminaries: Past and Present , Quotations Practical Matters DIY--Modern Computer Hardware , Computer programming , Computer Software , Design and Manufacturing , Maker Culture DIY--Traditional Beer brewing , Bike maintenance , Growing food , House construction , Hunting , Fishing , Sewing , Wood working , Wine making , Reading List Education Learning DIY Skills , Traditional Education and the Need for Credentials , Independent Pursuit of Knowledge Food Baking Bread , Buying in Bulk , Cooking Methods and Equipment , ERE Cookbook , Foraging , Gardening , Pantry-keeping with staples and sales , Recipes , Staple Foods , Health The Basics , Exercise , Genetics , Longevity , Mental Health , Nutrition Housing Choosing a place to live , Country-Specific Information , ERE City , Living options , Mortgages , Rent vs. own , US city guide to low rents , Van Dwelling Personal Care Clothing , Dental care , Deodorant , Hair care , Laundry , Shaving , Soap Technology and Communication Computers and electronics , Ham Radio , Internet cost , Phone plans Transportation Walking , Running , Cycling , Driving , Insurance Travel Living Arrangements, Cool Places Work Alternative money-making activities , Things to do while interest compounds Best discussions on the forum What else? Retrieved from " http://wiki.earlyretirementextreme.com/w/index.php?title=Main_Page&oldid=1793 " Navigation menu Personal tools Create account Log in Namespaces Main page Discussion Variants Views Read View source View history More Search Navigation Main page Recent changes Random page Help about MediaWiki Tools What links here Related changes Special pages Printable version Permanent link Page information This page was last edited on 30 September 2020, at 14:11. Privacy policy About Disclaimers...